You can apply to for a variety of credit cards. Some cards are intended for people who have poor credit while others can be used by people with little or no credit. Some cards are secured. You must make a refundable deposit before you can get approved. There are also student credit options.
Bank of America Travel Rewards Credit card for Students
You can build credit by using the Bank of America's Travel Rewards Credit card for Students, if you are a student. You can earn unlimited 1.5 points per dollar and there is no annual fee. It also has no blackout dates and no restrictions on airline or baggage fees. In addition, you can earn a sign-up bonus of 25,000 points, which can be redeemable for $250 in travel.
Online credit scores can be checked by students who apply for the credit card. By doing this, students can see which factors are impacting their credit score. You can also track your score and compare it against national averages. This is especially useful when transitioning from college to post-grad life. An increase in credit score can improve your chances to get approved for your first apartment.
Students need to be aware of foreign transaction charges. These fees can quickly add up, especially for students studying abroad. Students can still receive the $200 sign up bonus if they spend $1,000 within 90 days. You have the option to choose how you want your rewards. You can select a different category to receive cash back once per month. You can earn 1.5 points for every dollar you spend on gas, groceries, dining and home improvements.
Discover it Secured credit card
Secured credit cards are a good way to improve credit. The card comes with a generous welcome bonus and offers good cash-back. After seven months, the card can be easily converted to an unsecured card. This allows you to build your credit and pay your bills on-time.
When you apply for the Discover it Secured card, you must provide a $200 security deposit to open your account. This is mid-range for secured credit cards. You should also remember that you will have to pay a fee for transferring balances up to 5 percent of the amount transferred after six months. This fee is quite reasonable considering the card's benefits.
A generous welcome bonus is included with the Discover it Secured Card. The company will match any cash back that you earn within your first year with the card. This is great as it will increase your credit score if every month you pay your bill on-time.
Petal 2 Visa Credit Card
The Petal 2 Visa Credit Card from Visa Credit Card offers no annual fees, and you can earn cash back on eligible purchases. The card comes with no annual fees and offers 1.5% cash back on eligible purchases. It is designed for people with bad or fair credit.
Petal 2 Visa Credit Card Application: Keep in Mind that issuers will conduct a credit check. This will be based on your banking history and digital financial records. You will be declined if your credit score is not good. In order to avoid any interest charges, it is important that you pay the entire amount in full by the due date.
The Petal 2 Visa Credit Card can help you build credit in the long term. It has features like credit monitoring, budgeting, and budgeting. It's also a good choice for a first card, and it's designed specifically for people looking to build credit.