The surge mastercard, an unsecured card for people with fair or poor credit, is designed to help those who have a bad credit history. This card sends information to the major credit bureaus.
It can be hard to get a new card if you have bad credit. Many people who have bad or low credit scores are limited to secured cards that require large security deposits.
You can also use unsecured cards to boost your credit rating without needing to deposit any money. Surge Mastercard, a credit card from Celtic Bank, is an example of this type.
If you use this card responsibly and keep it open for six month, your credit line can be doubled. You can also get a free monthly credit report from all three credit bureaus.
These features help improve your credit rating and establish a solid credit history. This is important for approval for loans such as mortgages, auto loans and other types. Moreover, it will lower your rates of interest.
You can also check to see if you're pre-qualified for this card before applying. This will give you an idea of how much you can borrow and how quickly you can increase your credit limit.
Surge Mastercards are among the few unsecured credit cards with high approval rates and easy qualification. The application process is online and easy to complete.
Some of the advantages of this card include a higher credit limit than most other unsecured credit cards and a no-security-deposit policy. These are excellent benefits for people with poor or fair credit, who may have trouble qualifying for other unsecured credit cards.
The annual fee is lower and there are no monthly fees. It will help you improve your score and save money on purchases.
The card can also increase your credit limits, increasing your credit available and giving you greater buying power. This card has a credit limit ranging from $300 to $1,000 depending on your credit rating and credit usage.
Moreover, the card will send a report of all your on-time payment to three major credit bureaus. These reports could help you raise your credit limit, and possibly get more credit.
If you're looking for a credit card that will allow you to improve your credit and build up your credit history, then the Surge Mastercard is worth considering.
Surge Platinum Mastercard, an unsecured card, can help build your credit. The card isn't a rewards card, but does offer a low-cost annual fee and an attractive APR.
Surge Mastercard works best as part of your overall strategy to build your credit and should not be the only card you use. It can help you build your credit while helping you earn rewards and avoid fees, but you should be aware of the costs before you sign up.