For people with excellent credit, there are many credit cards that can be used. Some cards have an annual fee, which can make them more costly, while others are completely free. People with average to good credit will usually get the best interest quotes. Look out for rewards cards. These rewards may be worth the annual fee alone, or they can be added to the card with additional benefits.
Wells Fargo Active Cash
The Wells Fargo Active Cash creditcard may be the right card for you if your goal is to have a credit that rewards you generously. The card has a $0 annual cost and an unlimited flat rewards rate for all purchases. And it offers a number of unique features. For starters, you can redeem your cash rewards for gift cards, merchandise, and statement credits. Additionally, cash rewards can be redeemed through Wells Fargo ATMs. Direct deposit to your bank account is also possible. It doesn't cost an annual fee so there is no need to spend a lot on an initial period.
The Wells Fargo Active Cash credit card is a Visa Signature product. It is almost universally accepted by merchants. However, there is a 3.3% foreign transaction fee. However, it is a good choice for most situations, especially domestic trips. You can ask Wells Fargo for a higher credit limit if you have good credit. Also, the card offers bonus cash.
Capital One SavorOne cash rewards for good credit
The Capital One SavorOne cash Rewards credit card offers many benefits for those with good credit. It offers unlimited cash back for dining out or other purchases. As long as you have a credit score of seven hundred or higher, you should be able to qualify for this card.
The Capital One SavorOne cash rewards credit card has a 4% cash back rate. This is one of its main benefits. The card comes with a $95 annual fee and a $200 bonus for early spending. The card also earns 5% cash back on hotel purchases through Capital One Travel. You also get 8% cashback when you purchase Vivid Seats. It also offers 1% cashback on all other purchases.
Capital One SavorOne Rewards credit card has other benefits such as no annual fee, good cash back rates, and great dining, entertainment, or grocery shopping rewards. This card has a no-annual-fee option and offers great rewards on dining, entertainment, and streaming services.
Chase Freedom Unlimited
Chase Freedom Unlimited offers great cash back credit cards for people with good credit. There is no annual fee, and the APR is 0% for 15 months. Purchase protection is available, which protects new purchases for 120-days from the date of purchase. This protection covers up to $500 per account and $50,000 each.
Chase Freedom Unlimited credit cards offer flexible redemption options. Cashback is not subject to a minimum redemption and points can be used for gift cards as well as cash back. You should keep in mind, however that points value can vary depending on how they are redeemed.
The Chase Freedom Unlimited is a great choice if you have excellent credit and are looking to get cash back on your credit cards. The rewards program can reward you with Lyft rides, dining at restaurants, or drugstore purchases. Chase Freedom Unlimited comes with no annual fees and is linked to Chase Ultimate Rewards.