A Petal credit card is a great option if you are looking for a low-cost credit card. Petal offers 1% cashback on purchases and no annual fees. This will allow you to save money and still have access to 24/7 customer service. Petal cards can be applied for even if your credit history isn't good. The Petal card does not require credit checks.
Petal 2 offers 1% cash back
Petal's "Cash back, No Fees Visa Credit Card" may sound dreamy, but it is not. The Petal 2 Card performs a hard and soft pull during the approval process, and you won't qualify for this credit card without a credit score. The card can be applied for as long you are legal U.S. residents. You can use it wherever Visa credit or debit cards are accepted.
Petal 2 offers a great option for those who are looking to build their credit and get rewards. The card does not have an annual fee and offers rewards for regular payments. The Petal 2 does not require a security deposit, unlike many credit-building cards. Persons with bad credit and bankruptcy within the last 48-months are not eligible. The good news? The Petal 2 Card has no fees. You can earn cash rewards or statement credits without having to do a credit check.
Petal 1 requires no credit history
Petal 1 is an option for people with poor credit histories or no credit. This new credit card was designed for consumers with good credit ratings, who are relatively new to the credit system, or people working to improve their credit. Petal has no annual fees and is an excellent option for students looking to get a card. Although it doesn't provide much flexibility, the credit card comes with a low fee and a variety of other features that may be of interest.
This card offers a high APR with no cashback. The card does not charge any late fees. The card can be used overseas without any fees. It offers a maximum credit limit of $5,000 It also has no foreign transaction fees and no annual or monthly fee. Petal is a good choice if your credit history is not great. But it may not be the best choice for you. Petal 1 Visa cards may be right if your credit is not perfect. It is important to use it responsibly.
Petal 2 offers no annual fee
Petal 2 card offers cash back rewards and you can get it for every purchase. On-time payments earn you 1.25% cashback for all purchases. Plus, you can get up to 10% back at select merchants. There is no annual cost, so there is no need to worry if you exceed the monthly minimum payment amount. Petal 2 has a mobile application that allows you search for merchants offering better reward rates.
Petal is the best card for you if your credit score is not good enough. This card uses a unique scoring system called Cash Score that determines whether you have a sufficient credit score to get approved. Your banking history is also considered, which can be the main reason for low credit scores. Petal helps you avoid high credit utilization and excessive debt.
Petal offers customer service 24 hours a day
Petal's 24-hour customer support makes it stand out in terms of payment. Contact customer service through the app anytime you have a question about your account. The app also allows you to view the offers and list of merchants that are participating. Petal may have different payment cut off times depending on where you are located. You can also disable notifications to improve your experience. Customers may also call the helpline if in doubt about their ability to pay through their accounts.
Petal provides 24 hour customer service and the main product is a credit-card. Their qualification process is based primarily on the users' digital records. It takes into account their monthly incomes and expenses. Petal offers different products to different customers because these metrics are essential in determining the person's eligibility for a card. Responsible people will appreciate the lower interest rates offered by Petal's introductory products.