There are many credit cards that offer cash back for groceries. Among them are the Discover it Cash Back, American Express Blue Cash Everyday, and the Capital One Walmart Rewards card. Know how to get the maximum cashback on your card so you can maximize the value of your grocery shop purchases.
Capital One Walmart Rewards card
The Capital One Walmart rewards card is a cashback credit card that's specifically designed for those who frequent the retail giant. While there is no sign-up bonus, the card gives you high rewards when you shop at Walmart. The card's top earning potential is available for 12 months and can be used to make a variety purchases.
This card is attractive for those with good credit scores, as it comes with an interest-free period and no foreign transaction fee. The downside, however, is that this card is only available to people who shop at Walmart. This card may not suit you if your only Walmart shopping is.
You can't get cash back on Capital One credit cards, but you can redeem your points for gift cards and travel deals. These points never expire and you can redeem them online, through a mobile app or by calling Capital One credit card company.
You can get cash back with Discover it
The Discover it Cash Back credit card is a great option if you want to get a little extra cash back when you shop at the grocery store. Participating grocery stores will give you 1% cash back. Bonus cashback is also available for purchases made at health clubs. Your card can be used to access eligible in-person or virtual classes. This offer is not valid for purchases made at standalone health clubs.
Discover It Cashback is not for everyone. It has its advantages, but it does require some effort to reap its rewards. The rewards rates are great and the program is easy, but you have to be diligent and register your Card for Quarterly Reporting. There is also a $1500 spending cap in each category. You are likely to miss some quarters.
American Express Blue cash Everyday
American Express' Blue Cash Everyday credit cards are a great way for you to earn a little more cash at the grocery store. With this card, you'll earn Rewards Dollars, which you can then use in increments of 25 to pay off your monthly balance. They can also be used to buy groceries and household necessities. In addition, you'll receive a $15 monthly statement credit.
There's no annual fee, and you can earn as much as 3% cash back at grocery stores and gas stations in the U.S. With the American Express Blue Cash Everyday card, you'll earn Rewards Points every time you fill up your tank. That means you'll earn nearly four Rewards Dollars a month just by filling your tank!
This card is great for people who spend a lot of money on clothing, groceries, gas and other necessities. There are many benefits to this card, including secondary car rental insurance for free and extended warranty of up to two years on all eligible purchases. Blue Cash Everyday cards are a great choice for people who are always on-the-go.