Credit cards are one of most convenient ways to pay for purchases. You can use them for everything from paying bills to booking travel. Plus, many credit cards offer rewards on your spending. These points are valuable for building credit scores, which can be a crucial factor in getting approval for credit cards. The credit cards can be secured or unsecured.
Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Credit Card is for you if simplicity is important to you in your financial life. The card offers a flat reward rate that makes it easy for you to track how much you earn. There is no annual fee and no interest charges. For as low as $49.95, you can get a $200 credit card line.
Capital One Quicksilver Rewards Credit card provides 1.5% cashback for all purchases. Redeem your rewards with a statement credit (check), gift cards or statement credit. Cash back is valid for as long as your account is active. You can also use the cash back for your past purchases. This will reduce your credit card debt.
Indigo(r) Mastercard(r) Credit Card
Even though the Indigo mastercard doesn't offer rewards it is still a great way to build credit and develop good financial habits. Your credit limit is $300. You should only make purchases you can afford to repay in full at the end of each statement. Late fees will be reduced if your bill is paid on time. The most important thing to remember is that a credit card with a high interest rate is not the best way to build a good credit score.
The process of applying for an Indigo Masterscard is very simple. To apply, you must be 18 years old, have a valid social security number, and a physical or IP address in the United States. Indigo will run a credit check to verify that you are who you say you are. Indigo cannot accept paper applications, or requests for credit over-the-phone.
Wells Fargo Business Secured Credit Card
Wells Fargo Business Secured Visa Credit Cards are aimed at business owners with poor or no credit, and they offer a number of unique features. The cards have low interest rates and don't require an annual fee. Customers can also earn rewards points by making purchases. You earn one point per dollar you spend on the Wells Fargo Business Elite Card. There are also the possibilities of earning as many as 5,000 bonuspoints after you have spent $10,000 in a single billing cycle.
It is not difficult to get a credit card. There are plenty of options out there for business owners with bad credit, and the Wells Fargo Business Secured Visa Credit card is a great place to start. This card does not have an annual fee which makes it one among the easiest credit cards.
Chase Sapphire Preferred(r) Card
The Chase Sapphire Preferred Card, if you have excellent credit, is one of your best options. Although some people think that applying for a Chase Card is difficult, it's not. You only need to have a certain credit rating and complete an application. If you have not yet reached this threshold, you can try competing with other credit card companies to improve your credit score before applying for a Chase credit card.
This credit card offers a variety of benefits, including travel protection and insurance and transferable points. The card also has a Pay Yourself Back Program that lets you earn up 25% more for everyday spending. In addition, you will receive $200 cash back after you spend $1500 within six consecutive months.
Citi Double Cash card
Citi Double Cash Card is an excellent choice for high-interest credit card balances. The card offers a low balance transfer cost and an 18-month 0% APR on balance transfers. Other benefits include $0 fraud liability and 24-hour fraud protection. You can use your card to purchase tickets for presale events.
This card is great for people who spend on a daily basis and want a card that earns cash back. The card earns solid cashback on all purchases. It does not have rotating categories or cashback calendars. Additionally, it has a great introductory APR period for balance transfers, which allows you to keep using the card even when you pay off the debt. The card's zero-hassle rewards structure could be an incentive to avoid credit cards that charge interest and stay out of debt.