Credit cards are one of the easiest ways to pay for purchases. You can use them for everything from paying bills to booking travel. You can also earn rewards with many credit cards. These points are valuable for building credit scores, which can be a crucial factor in getting approval for credit cards. You can apply for a secured or unsecured credit card.
Capital One Quicksilver Credit Card Cash Rewards
Capital One Quicksilver Card may be the right choice for you if you are looking for simplicity in your financial lives. It has a flat rate of rewards, making it easy to keep track on how much you earn. There is no annual fee and no interest charges. For as low as $49.95, you can get a $200 credit card line.
Capital One Quicksilver Cash Reward Credit Card offers 1.5% cashback on all purchases. Your rewards can be redeemed in the form of a statement credit, a check, or gift certificates. As long as your account remains active, the cash back will be valid. You can also use it for any previous purchases. This will allow you to reduce your credit card statement.
Indigo(r) Mastercard(r) Credit Card
While a card like the Indigo Mastercard doesn't offer rewards, you can still use it to build up your credit score and establish good financial habits. Your credit limit is $300. You should only make purchases you can afford to repay in full at the end of each statement. Late fees will be avoided if you pay your bill on time. A credit card that has a high rate of interest is not the best option to build your credit score.
An Indigo Mastercard application is simple and fast. To apply, you must be 18 years old, have a valid social security number, and a physical or IP address in the United States. Indigo will conduct soft credit checks to verify your identity once all the items are provided. Indigo will not accept credit requests over the telephone or paper applications.
Wells Fargo Business Secured Credit Card
Wells Fargo Business Secured Visa Credit Card Cards are designed for small business owners with bad credit or no credit. These cards are low in interest rates and have no annual fee. The company also offers a rewards program that rewards customers for making purchases. With the Wells Fargo Business Elite Card you can earn 1 point for every $1 you spend. After spending $10,000, you could be eligible to earn up to 5k bonus points.
Credit cards are not as complicated as they seem. There are plenty of credit cards available to business owners who have bad credit. The Wells Fargo Business Secured Visa Creditcard makes a great start. This card doesn't have an annual fee and is therefore one of the easiest credit options.
Chase Sapphire Preferred(r) Card
The Chase Sapphire Preferred Card will be the best option for you if credit is good. While many people claim that getting a Chase card is difficult, you only need to have a certain credit score and fill out an application to get approved. You can compete with other credit card companies to raise your credit score before you apply for a Chase credit cards.
This credit card offers a variety of benefits, including travel protection and insurance and transferable points. The card also has a Pay Yourself Back Program that lets you earn up 25% more for everyday spending. After spending $1,500 in six months, you'll be eligible for a $200 cashback bonus.
Citi Double Cash card
Citi Double Cash Card makes a great choice if you have high-interest credit cards balances. The card offers a low balance transfer cost and an 18-month 0% APR on balance transfers. You also get $0 fraud coverage and 24-hour fraud protection. The card can also be used to purchase tickets for presale events.
This card is great for people who spend on a daily basis and want a card that earns cash back. You get a solid cashback rate on all purchases, and there are no rotating categories or cashback calendars. It offers balance transfer privileges with a low introductory APR, so you can continue to use it even after you pay off the debt. Its rewards structure is simple and straightforward, which can help you stay out from debt and avoid any interest-bearing credit cards.