Credit cards are all the rage when you think about cash back rewards. The welcome bonuses in 2020 were unbelievable! In 2022, six of the best cashback credit accounts will be on offer. You could get enough cash to travel free if you have one of these cards and another. Additional points can be earned that can be used to redeem for gift vouchers.
Wells Fargo Active Cash(sm), card offers 2% cashback
Wells Fargo offers several rewards programs, including Active Cash(sm), which gives you 2% cash back for your purchases. If you spend a minimum of $1,000 on the card within three months, you can earn up to $200 in cash rewards. Redeem your cash rewards to receive gift cards or a statement credits on eligible Wells Fargo account accounts.
The card offers no annual fees, and the sign-up bonus is an excellent incentive to use the card. The only problem is that you have to spend at most $1,000 within three month of opening your account to qualify for the bonus. This is not the only problem with the card. It is one of few cards that offers 2% cashback. However, it is lower than many other cards.
Other rewards cards may offer similar amounts, but the Wells Fargo Active cash(sm) has no annual fees and is an excellent option for cardholders. You can use the unlimited 2% cashback to supplement your other rewards cards. A promotional financing offer is available for this card. It's a great choice for consumers who have multiple credit cards.
Discover it Cash Back rewards you with 5% cash back
The Discover It Cash Back credit card is great for people who enjoy earning rewards without paying an annual fee. This card rewards you with 5% cashback on rotating quarterly bonus categories, and one percent cashback on everything else. You can get more rewards for your everyday purchases with better options. Citi Double Cash Card gives you an unlimited 2 percent rebate on all purchases. It is also more beneficial to those who make their monthly payments.
You can receive Discover It(r) Cashback for people who have good credit. The first late payment fee is waived. Other great benefits of this credit card include no annual fee and no penalty APR. This makes it a great choice for those who spend less than $2,000 per year.
Capital One SavorOne Rewards Credit Card
If you're a foodie with a big grocery bill, the Capital One SavorOne Cash Rewards Credit Card may be the card for you. It offers cash back for dining out and entertainment as well as grocery purchases. The rewards don't expire making it an affordable option for foodies. You don't pay any foreign transaction fees or an annual fee for this card.
Capital One SavorOne Rewards Credit Card provides excellent cash-back and has no annual fee. The card offers discounts on entertainment, groceries, and streaming. You'll also have the added benefit of 0% introductory APR, which makes it a great choice for a low-income consumer.
To ensure your credit score is high enough before applying for the Capital One SavorOne cash rewards Credit Card, you will need to first check it. On the Capital One website, you can view your score online. It may be difficult to get approved if you don't have perfect Credit.