There are many options for business credit cards. There are miles cards, cash back cards and gift cards. Sign up bonuses and other perks are offered by some cards. Others provide extended warranties and insurance for travel accidents. Some provide early access to tickets. It all depends how your company operates and what you want.
Capital One Spark Plus
Capital One Spark Plus could be the right choice for you if your business is looking for a credit card. This credit card has a $150 annual fee and flexible credit limits. This card is great for business expenses as it has no restrictions on categories. Before applying, there are a few things you should consider.
If you're looking for a credit card that can be used for business, consider the annual fee as well as any late fees. Also, take into account the bonus for early spending. This bonus can be valuable for your business if you spend a lot of money on a single purchase. The benefit of having the ability to track your purchases and limit your spending is also available. You'll also get unlimited 2% cashback, which is great news for businesses with multiple employees.
Capital One Ink Business Unlimited
Ink Business Unlimited's business credit card provides a flat 1.5% cashback for all purchases. There is no annual fee. This card is ideal for small businesses who are looking for a simple rewards credit card. The Ink Business Unlimited card also has a low annual fee and allows you to add authorized users. The card's authorized users are responsible for all purchases they make with it.
Ink Business Unlimited business card is a great option. It has no annual fees and offers generous sign-up bonuses. It has a 0% APR period for purchases and a rewards system that pays generously in other ways. A low foreign transaction fees are another benefit that can prove to be very beneficial for small businesses.
American Express Blue Business Cash
The American Express Blue Business Card Cash Business credit card has a low annual fees and a 2.2% cash back rate for eligible purchases. The credit card credits your account automatically with cash every month when you make purchases on the card. If you spend more than $50,000 annually, your cash back rate will start to drop to 1%. For moderate spenders, however, this card remains a great option.
Blue Business Cash business credit cards are a great way to earn cashback for all your purchases. This card gives you 2% cash back for every purchase and an additional 5% cashback for purchases made through Capital One Travel. It also comes with a $1,000 cash bonus that can be redeemed based on certain spending thresholds.
Bank of America Business Advantage Travel Reward World Mastercard
The Bank of America Business Advantage World Mastercard travel rewards card is an excellent choice. It offers flexible rewards without an annual fee. The card offers 1.5 points per dollar spent on purchases and earns three points for travel purchases. You will also receive 30,000 points if you spend $3,000 in the first 90 day of your account opening.
This card suits those with good-to-excellent credit. You must have a minimum VantageScore or FICO score of 670 to be eligible. It is important to remember that not everyone can apply for the card. If you have outstanding credit and are looking to get a small-business credit card with no annual fee, another bank may be able to help you.