A Petal credit card is a great option if you are looking for a low-cost credit card. Petal's app gives you 1% cash back for purchases. There's also no annual fee so you can save money. You'll also get 24/7 customer support and convenience. Petal cards are open to everyone, even those without credit history. You don't need to be able to pass a credit check.
Petal 2 offers 1% cash back
Petal's "Cash back, No Fees Visa Credit Card" may sound dreamy, but it is not. Petal 2 Card requires a hard- and soft-pull during the approval process. Without a credit score, you won't be able to apply for this credit. The card can be applied for as long you are legal U.S. residents. This card can be used wherever Visa credit cards are accepted.
Petal 2 is a fantastic card for anyone looking to improve their credit score and receive rewards. You will receive a reward for timely payments and no annual fees. The Petal 2 does not require a security deposit, unlike many credit-building cards. People who have had bad credit or bankruptcy in 48 months are not eligible. The good thing about the Petal 2 cards is that they have no fees. This card can earn you cash rewards as well as statement credits, and there is no credit check.
Petal 1 requires no credit history
You may be interested in Petal 1 if you don't have credit history or any credit. This card is designed for consumers with average credit who are new to credit markets and people trying to rebuild their credit. Petal offers no annual fee and is a great option for students looking for a credit card without the hassle of having to provide a credit history. Although it doesn't provide much flexibility, the credit card comes with a low fee and a variety of other features that may be of interest.
This card comes with a high max APR and no cashback. There is no late fee. You can also use the card abroad without paying any fees. You can get a credit limit of $5,000. You will not be charged foreign transaction fees or a monthly fee. Petal can be a great choice for people who don't have credit histories, but may not be the best. If you have bad credit or no history, the Petal 1 Visa card may be right for you. Be responsible when using it.
Petal 2 offers no annual fee
The Petal 2 card earns you cash back rewards for every purchase. Earn 1.25% cashback when you pay on time with the Petal 2 card Additionally, select merchants offer 10% off your purchase. There is no annual charge, so there's no need for you to worry about making minimum payments each month. You can also search for merchants that offer higher reward rates using the Petal 2 app.
If you have poor credit or no credit history, Petal is the perfect card for you. To determine if you have a good credit score, this card uses a proprietary scoring method called Cash Score. It also takes into account your banking history. Low credit scores are often due to poor credit. Petal will ensure that your score is not affected by high credit utilization or debt.
Petal offers customer service 24 hours a day
Petal's 24-hour customer support makes it stand out in terms of payment. You can reach customer service via the app anytime if you have any questions about your account. You can also access the app to view the list and details of all participating merchants. Petal might have different payment cut-offs depending on where you live. You can also disable notifications to improve your experience. Customers may also call in for help if they're unsure whether they can pay with their accounts.
Petal offers 24/7 customer support and its main product, a credit card. The qualification process for Petal is based on users' digital records. It also looks at monthly income and expenditures. Petal offers different products and therefore has different criteria for determining if a person qualifies for a credit card. These products also come at lower rates of interest which appeals to responsible individuals.